With Lincoln Small Business, groups with two to 24 employees can choose benefits and services to help attract and retain top talent and provide a competitive edge. Our representatives will help you tailor plans to meet your needs and budget.

Product choice and flexibility

• Full-featured group product choices, including term life and AD&D, short-term disability, long-term disability, employee-paid life*, dental and vision
• Flexible plan designs, including the option of different benefit levels for various employee groups (for instance, management benefits differing from general employee benefits)
• Employer- and employee-paid options
• Composite rates standard on all employer-paid coverages
• The same value-added benefits, such as employee support services and travel assistance, included in coverage offered to larger groups

Swift, convenient service

• Convenient census enrollment for fast turnaround (five to 10 days) 
• A dedicated Lincoln Small Business representative—from sales agreement to enrollment—providing accessible and personalized service
• Online, real-time access, enabling you or your agent to add or terminate members, make adjustments, review and pay bills, check payment status and view immediate updates
• No monthly service fee

* For employee-paid life, the participation requirement is the greater of five lives or 50% of eligible lives.