Guaranteed retirement income

The Lincoln Secured Retirement IncomeSM investment option addresses the growing need for investments that can help protect plan savings and create guaranteed retirement income. Lincoln works closely with plan sponsors and their advisors and consultants to add the Secured Retirement Income option to their plans, either as a standalone investment or included in the glide path of a custom target-date portfolio. And, with access to fiduciary support, plan sponsors can be confident in their choice of this lifetime income option.

To manage participants' concerns about generating income in retirement, and to continue to attract and retain high-quality employees, plan sponsors may want to consider this important investment option for their plans. As with all such investments, guarantees are subject to the claims-paying ability of the issuing company, The Lincoln National Life Insurance Company.

See how it works


What it is and how it is calculated?


As Part of a Target-Date Portfolio: Can turn savings into lifetime income.


In-depth analysis

Fred Reish, Drinker Biddle and Reath, LLP, shares his perspective on the increasing importance of in-plan guaranteed lifetime income options and the fiduciary responsibilities involved.

Fred Reish is a partner in the law firm of Drinker Biddle and Reath, LLP. He's in the Employee Benefits & Executive Compensation Practice Group and is chair of the Financial Services ERISA team and of the Retirement Income team.