Lincoln Stable Value solutions
Lincoln’s risk management expertise, financial strength and attractive contract provisions to defined contribution plan sponsors and participants for more than 30 years make us a trusted provider of stable value solutions to your participants.
Our risk-controlled approach to stable value management is an attractive option for plan sponsors and participants seeking stability, liquidity, yield and principal protection.
Lincoln Stable Value solutions offer many other features that may help your participants achieve more toward their goals, including:
Participant account balances are credited with interest daily and don't fluctuate with market ups and downs.
Participants have daily liquidity at full book value (principal and interest) for all participant-initiated events. A 90-day equity wash applies for transfers to competing funds.
The Lincoln Stable Value account offers competitive interest-crediting rates, risk management techniques that seek to reduce the volatility of the markets and the potential for improved earning power over other types of short-term investments.
The stable value account provides full portability and can continue to be offered as an investment option based on the administrative capabilities of the new recordkeeper and underwriting approval by Lincoln.
Guaranteed minimum interest rate
Lincoln guarantees the interest credited will never fall below the guaranteed minimum rate, as specified in the contract, subject to the claims paying ability of Lincoln.
The Lincoln Stable Value Account is a group fixed annuity issued by The Lincoln National Life Insurance Company, Fort Wayne, IN. The Lincoln National Life Insurance Company does not solicit business in the state of New York, nor is it authorized to do so.
For contracts issued in New York, the Lincoln Stable Value Account is a group fixed annuity issued by Lincoln Life & Annuity Company of New York, Syracuse, NY.
Certain services are provided by Lincoln Financial Advisors Corp. (LFA), a broker/dealer (member FINRA) and an affiliate of Lincoln Financial Group, 1300 S. Clinton St., Fort Wayne, IN 46802.