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Fixed annuities

Keep your savings growing safely, then enjoy reliable income for life.

Looking for reliable income in retirement that will last your entire life? Consider adding a fixed annuity to your retirement income strategy.

The appeal of predictability

When it comes to your income in retirement, sure and steady may be just right. By adding a fixed annuity to your retirement plan, you can help protect your savings, then enjoy a predictable source of income for life.

Once you start taking income, the amount of your monthly income will be based on a predictable, pre-set rate. With Lincoln fixed annuities:

  • You can feel confident knowing your savings are protected and never invested in the market.
  • You can ensure your money grows at a predictable rate, with no risk of loss. 
  • You can know your loved ones will receive any money left in your annuity after you pass away. 

What's the next step?

Learn about the different Lincoln fixed annuities and how they may fit into your retirement income plan.

Traditional fixed annuities

A traditional fixed annuity allows you to protect your savings while earning a predictable, pre-set rate of interest. You can then turn your savings into a protected source of monthly income for life.

Learn more:

Lincoln MYGuaranteeSM Plus fixed annuity

Deferred and immediate annuities

A single-premium immediate annuity may be right for you if you're ready to take income now. It can provide a protected monthly income for life after you've already built up your savings through other investments. A deferred annuity is similar but allows you to choose when to take income, with less emphasis on growing. 

Learn more:

Lincoln Insured IncomeSM Immediate Annuity (SPIA)

Lincoln Deferred Income SolutionsSM Annuity (DIA)

Guarantees are subject to the claims-paying ability of The Lincoln National Life Insurance Company.

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Choose protected growth and lifetime income

Work with a financial professional to find ways to meet your retirement goals. 

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