Lincoln Deferred Income Solutions SM Annuity

Lincoln Deferred Income SolutionsSM Annuity allows you to determine when and how you're going to receive income. You can choose your income start date, payout option and payment frequency.

You can also increase your lifetime income amount by making additional premium payments (subject to contract provisions and state variations).

Flexibility

Take advantage of flexibility. Move your payment start date within five years before or five years after your original date. You can accelerate six months’ worth of payments into a lump sum. And you can increase your income with additional premium payments. Features subject to the terms of the contract.

Payment options

You can choose from several payment options, based on one life, two lives or a specific timeframe. You choose the frequency of income payments: monthly, quarterly, semi-annual or annual.

Single life options

With these payment options, Lincoln pays you income for as long as you live. Several options offer a provision for a certain/guaranteed minimum amount of income to be paid, regardless of the timing of your death.

Joint-and-survivor options

With these payment options, Lincoln pays income over two lifetimes. Several options offer a provision for a certain/guaranteed minimum amount of income to be paid, regardless of the timing of the last person’s death.

Period certain option

Lincoln pays income for a guaranteed number of payments.

If you have questions or for more information, please contact an advisor.

Guarantees are subject to the financial strength and claims-paying ability of the issuing insurance company. Products and features are subject to state availability.

Lincoln Deferred Income SolutionsSM Annuity (contract form 13-618F and 13-618S, or state variation) is issued by The Lincoln National Life Insurance Company, Fort Wayne, IN.

The Lincoln National Life Insurance Company is not authorized nor does it solicit business in the state of New York. The "contract" may be referred to as a "certificate" in certain states. The certificate is a group annuity certificate issued under a group annuity contract issued by The Lincoln National Life Insurance Company to a group annuity trust. Contractual obligations are subject to the claims-paying ability of The Lincoln National Life Insurance Company.

The exact terms of the annuity are contained in the contracts and any attached riders, which will control the issuer's contractual obligations. For complete information about the annuity, please also read the Disclosure Statement and Facts-At-A-Glance, or contact your Lincoln representative.

Guarantees are subject to the financial strength and claims-paying ability of the issuing insurance company. Products and features are subject to state availability.

Lincoln Financial Group® affiliates, their distributors, and their respective employees, representatives and/or insurance agents do not provide tax, accounting or legal advice. Clients should consult their own independent advisor as to any tax, accounting or legal statements made herein.

Not a deposit.

May go down in value.

Not FDIC-insured — Not insured by any federal agency.

Not guaranteed by any bank or savings association.