Lincoln MYGuarantee SM Plus fixed annuity

Lincoln MYGuaranteeSM Plus fixed annuity is a single premium annuity that offers several features to help meet accumulation and income needs.

Key features include:

  • A guaranteed initial interest rate from 5 to 10 years, depending on the product version
  • Annual interest rates are set after the initial interest rate guarantee period. Subsequent interest rates will never be lower than the minimum fixed interest rate stated in the contract.
  • Fixed account interest is credited and compounded daily.
  • Length of the surrender charge schedule generally matches the initial interest rate guarantee period.

If you have questions or for more information, please contact an advisor.

Products and features are subject to state availability.

Taxes are due upon withdrawal, and if withdrawn before age 591/2, may be subject to an additional 10%  federal tax.

Lincoln MYGuaranteeSM Plus single premium deferred annuity (contract form 09-612MY, or state variation) is a fixed annuity issued by The Lincoln National Life Insurance Company, Fort Wayne, IN. The Lincoln National Life Insurance Company is not authorized nor does it solicit business in the state of New York. Contractual obligations are subject to the claims-paying ability of The Lincoln National Life Insurance Company.

Contracts sold in New York are issued on contract form 09-612MYNY by Lincoln Life & Annuity Company of New York, Syracuse, NY. The contractual obligations are subject to the claims-paying ability of Lincoln Life & Annuity Company of New York.

Guarantees are subject to the financial strength and claims-paying ability of the issuing insurance company. Products and features are subject to state availability.

Lincoln Financial Group® affiliates, their distributors, and their respective employees, representatives and/or insurance agents do not provide tax, accounting or legal advice. Clients should consult their own independent advisor as to any tax, accounting or legal statements made herein.

Not a deposit.

May go down in value.

Not FDIC-insured — Not insured by any federal agency.

Not guaranteed by any bank or savings association.