Fixed indexed annuities | Lincoln Financial

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Annuities & protected income
Fixed indexed annuities

Fixed indexed annuities

Help capture more growth potential with the safety you want

Get more growth potential with the comfort of knowing you’re protected from market loss with a fixed indexed annuity from Lincoln.

Benefits include:

Upside growth potential
In addition to a guaranteed fixed interest rate, your account has the potential to be credited with positive index performance.

The power of downside protection
Your account will never be credited less than 0% — even in a down market. So, your hard-earned savings is protected.

No cost
There are no explicit product charges with a Lincoln fixed indexed annuity.

Find the strategy to match your goals

Speak with your financial professional to discover which option best fits your needs. Learn more about the options available below.

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Understand how annuities work

Discover how to protect or grow your initial investment while providing protected income in retirement

See what type of annuity may be best for you

Determine which annuity will get you the protected income you need for a lifetime

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Choose protected growth and lifetime income

Work with a financial professional to find ways to meet your retirement goals.

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For most Lincoln fixed indexed annuities, the Market Value Adjustment (MVA) Reference Rate is the average U.S. Treasury Constant Maturity yield plus the LMVA Composite OAS Index rate. You can review the LMVA Composite OAS Index (PDF) Rate Chart for those rates.

A fixed indexed annuity is not a registered security or stock market investment and does not directly participate in any stock or equity investments, or index. One cannot invest directly in an index.

© 2021 Lincoln National Corporation. All rights reserved.

Lincoln Financial Group is the marketing name for Lincoln National Corporation and insurance company affiliates, including The Lincoln National Life Insurance Company, Fort Wayne, IN, and in New York, Lincoln Life & Annuity Company of New York, Syracuse, NY. Variable products distributed by broker-dealer/affiliate Lincoln Financial Distributors, Inc., Radnor, PA. Securities and investment advisory services offered through other affiliates.

Lincoln products are not a deposit nor FDIC-insured, may go down in value, and are not insured by any federal government agency or guaranteed by any bank or savings association.

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