Fixed indexed annuities | Lincoln Financial

Fixed indexed annuities

Help capture more growth potential with the safety you want

Get more growth potential with the comfort of knowing you’re protected from market loss with a fixed indexed annuity from Lincoln.

As you plan to replace your paycheck in retirement, you may need to keep growing your savings to reach your retirement income goals. But the possibility of losing any money in the markets may feel too risky.

Consider how a fixed indexed annuity from Lincoln may help. You can choose a combination of accounts that match your needs, with dependable growth from a Fixed Account and more growth potential from indexed accounts tied to a market index and protected from loss.

Find the strategy to match your goals

Get the mix of growth potential and dependability that’s right for you with a fixed indexed annuity. Learn about the options available, including benefits for an additional cost.

Lincoln New Directions^® Fixed Indexed Annuity

6-year or 8-year surrender period
a Fixed Account and/or three indexed accounts
a protected lifetime income benefit available on the 8-year contract*
a guaranteed rate on the Fixed Account throughout the contract period

Lincoln OptiBlend^® Fixed Indexed Annuity

5-year, 7-year or 10-year surrender period
a Fixed Account and/or four indexed accounts
a protected lifetime income benefit available on the 7-year and 10-year and contracts*
flexible premium contracts so clients can keep adding to their account

Lincoln Covered Choice^® Fixed Indexed Annuity

5-year or 7-year surrender period
a Fixed Account and/or two indexed accounts
a protected lifetime income benefit required on the 7-year contract*
a guaranteed rate on the Fixed Account throughout the contract period

Lincoln FlexAdvantage^SM Fixed Indexed Annuity

5-year, 7-year or 10-year surrender period
a Fixed Account and/or five indexed accounts
a protected lifetime income benefit required on the 10-year contracts*
flexible premium contracts so clients can keep adding to their account

Lincoln OptiChoice^SM NY Fixed Indexed Annuity

5-year, 7-year or 9-year surrender period
a Fixed Account and one indexed account
a base indexed interest rate is credited to the Performance Triggered account regardless of the performance of the the S&P 500 Index.
a guaranteed rate on the Fixed Account for one contract year.

*Protected Lifetime Income benefits are available for an additional cost.