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Variable annuities

As consumers plan for the future, a primary concern is how to keep pace with inflation to maintain their current lifestyle in retirement. A variable annuity may help to outpace inflation and accumulate wealth over time.

Since 1967, we’ve been an industry leader in variable annuities and have helped people tap into the growth potential of the stock market with professionally managed investment subaccounts and fund options.

We offer: 

View the table below and choose a variable annuity suite to learn more. 

If you have questions or for more information on Lincoln variable annuities, contact an advisor.

To decide if a variable annuity is right for you, consider that its value will fluctuate; it’s subject to investment risk and possible loss of principal; and there are costs associated.

All guarantees, including those for optional features, are subject to the claims-paying ability of the issuer.

  American Legacy® Lincoln ChoicePlusSM   Lincoln Investor Advantage® Lincoln Core IncomeSM, built with iShares
Overview This single sub-advisor annuity exclusively features American Fund options only. This multimanager annuity features the Elite Series of Funds. Our multimanager annuity offers an extensive lineup of traditional and nontraditional fund options.   This cost-effective annuity is comprised entirely of iShares ETFs.
Investment Profile These long-term investment vehicles provide tax-deferred growth, lifetime income, access to leading investment managers, options for guaranteed growth, income and death benefit protection. These long-term investment vehicles provide tax-deferred growth, lifetime income, access to leading investment managers, options for guaranteed growth, income and death benefit protection. These long-term investment vehicles provide tax-deferred growth, lifetime income, access to leading investment managers, options for guaranteed growth, income and death benefit protection. This long-term investment vehicle provides tax-deferred growth, guaranteed lifetime income, access to low cost iShares ETFs and death benefit protection.
Optional Riders i4LIFE® Advantage GIB
Lincoln Lifetime IncomeSM Advantage
Lincoln Market Select® Advantage
Lincoln Max 6 SelectSM Advantage
4LATER® Select Advantage
Lincoln Long-Term CareSM  Advantage		 i4LIFE® Advantage GIB
Lincoln Lifetime IncomeSM Advantage
Lincoln Market Select® Advantage
Lincoln Max 6 SelectSM Advantage
4LATER® Select Advantage
Lincoln Long-Term CareSM Advantage		 i4LIFE® Advantage This rider is automatically attached to a contract.
  Learn more about American Legacy®. Learn more about Lincoln ChoicePlus℠. Learn more about Lincoln Investor Advantage®. Learn more about Lincoln Core IncomeSM, built with iShares

Investors are advised to consider the investment objectives, risks, and charges and expenses of the variable annuity and its underlying investment options carefully before investing. The applicable prospectuses for the variable annuity and its underlying investment options contain this and other important information. Please call 888-868-2583 for free prospectuses. Read them carefully before investing or sending money. Products and features are subject to state availability.

The use of low cost /cost effective is based on a comparison by Morningstar, as of May 31, 2017, between Lincoln iShares ETFs portfolios, which range in fees from 0.28% to 0.29% as of January 31, 2017, and Morningstar VA subaccount universe open to new assets (current) - average annual net expense ratio for open to new assets 0.76%.

Other information

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