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Variable annuities

As consumers plan for the future, a primary concern is how to keep pace with inflation to maintain their current lifestyle in retirement. A variable annuity may help to outpace inflation and accumulate wealth over time.

Since 1967, we’ve been an industry leader in variable annuities and have helped people tap into the growth potential of the stock market with professionally managed investment subaccounts and fund options.

We offer: 

View the table below and choose a variable annuity suite to learn more. 

If you have questions or for more information on Lincoln variable annuities, contact an advisor.

To decide if a variable annuity is right for you, consider that its value will fluctuate; it’s subject to investment risk and possible loss of principal; and there are costs associated.

All guarantees, including those for optional features, are subject to the claims-paying ability of the issuer.

Product Overview Investment Profile Optional Riders  
American Legacy® This single sub-advisor annuity exclusively features American Fund options only. These long-term investment vehicles provide tax-deferred growth, lifetime income, access to leading investment managers, options for guaranteed growth, income and death benefit protection. i4LIFE® Advantage GIB
Lincoln Lifetime Income Advantage
Lincoln Market Select® Advantage
Lincoln Max 6 Select Advantage
4LATER®Lincoln Long-Term Care  Advantage
Learn more about American Legacy®.
Lincoln ChoicePlus℠   This multimanager annuity features the Elite Series of Funds. These long-term investment vehicles provide tax-deferred growth, lifetime income, access to leading investment managers, options for guaranteed growth, income and death benefit protection. i4LIFE® Advantage GIB
Lincoln Lifetime Income Advantage
Lincoln Market Select® Advantage
Lincoln Max 6 Select Advantage
4LATER® 
Lincoln Long-Term Care Advantage
Learn more about Lincoln ChoicePlus℠. 
Lincoln Level Advantage This indexed variable annuity is designed to bring protection, growth and income into balance. This annuity offers clients the ability to set a level of protection, choose from options for growth potential and opt to start income when they're ready. i4LIFE® Indexed Advantage Learn more about Lincoln Level Advantage℠ indexed variable annuity.
Lincoln Investor Advantage® Our multimanager annuity offers an extensive lineup of traditional and nontraditional fund options.   These long-term investment vehicles provide tax-deferred growth, lifetime income, access to leading investment managers, options for guaranteed growth, income and death benefit protection. i4LIFE® Advantage Learn more about Lincoln Investor Advantage®.
Lincoln Core Income℠, built with iShares. This cost-effective annuity is comprised entirely of iShares ETFs. This long-term investment vehicle provides tax-deferred growth, guaranteed lifetime income, access to low cost iShares ETFs and death benefit protection. This rider is automatically attached to a contract. Learn more about Lincoln Core Income, built with iShares.

Investors are advised to consider the investment objectives, risks, and charges and expenses of the variable annuity and its underlying investment options carefully before investing. The applicable prospectuses for the variable annuity and its underlying investment options contain this and other important information. Please call 888-868-2583 for free prospectuses. Read them carefully before investing or sending money. Products and features are subject to state availability.

The use of low cost /cost effective is based on a comparison by Morningstar, as of May 31, 2017, between Lincoln iShares ETFs portfolios, which range in fees from 0.28% to 0.29% as of January 31, 2017, and Morningstar VA subaccount universe open to new assets (current) - average annual net expense ratio for open to new assets 0.76%.

Other information

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