Variable Annuities | Lincoln Financial Group

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Annuities & protected income
Variable annuities

Variable annuities

Grow your savings and then enjoy protected monthly income for life

Since 1967, we’ve helped people protect their monthly income while participating in the growth potential of the market.

Variable annuities give you the opportunity to grow your future income while also offering options (for an additional cost) to help protect against market downturns and enjoy protected monthly income for life.

With Lincoln Financial variable annuities, you can choose from a range of benefits to help meet your retirement income needs. Your financial professional can help you select benefits that may help you:

Ensure your income base never goes below what you’re expecting, but has the opportunity to rise if the market does
Have choices for passing on a benefit to your loved ones
Grow your savings and enjoy protected monthly income for life

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Enjoy the power of knowing your retirement income strategy fits your needs.

Learn about benefit options

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Exclusive products for Registered Investment Advisors

Our flagship line of annuity products, featuring the Elite Series of Funds

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Understand how annuities work

Discover how to protect or grow your initial investment while providing protected income in retirement

See what type of annuity may be best for you

Determine which annuity will get you the protected income you need for a lifetime

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Choose protected growth and lifetime income

Work with a financial professional to find ways to meet your retirement goals.

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Annuities are long-term investment products that offer tax-deferred growth, access to a lifetime income stream, and death benefit protection.

To decide if a variable annuity is right for you, consider that its value will fluctuate; it’s subject to investment risk and possible loss of principal; and there are costs associated. All guarantees, including those for optional features, are subject to the claims-paying ability of the issuer.

Investors are advised to consider the investment objectives, risks, and charges and expenses of the variable annuity and its underlying investment options carefully before investing. The applicable variable annuity prospectus contains this and other important information about the variable annuity and its underlying investment options. Please call 888-868-2583 for a free prospectus. Read it carefully before investing or sending money. Products and features are subject to state availability.

Lincoln Financial Group is the marketing name for Lincoln National Corporation and insurance company affiliates, including The Lincoln National Life Insurance Company, Fort Wayne, IN, and in New York, Lincoln Life & Annuity Company of New York, Syracuse, NY. Variable products distributed by broker-dealer/affiliate Lincoln Financial Distributors, Inc., Radnor, PA. Securities and investment advisory services offered through other affiliates.

Lincoln products are not a deposit nor FDIC-insured, may go down in value, and are not insured by any federal government agency or guaranteed by any bank or savings association.

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