4LATER ® Select Advantage

If you're looking for growth and don't need to take withdrawals right away, 4LATER® Select Advantage, an optional living benefit rider available for an additional charge, can provide a base for your future retirement income that's guaranteed to grow.

4LATER® Select Advantage provides guaranteed lock-ins to the Protected Income Base and locks in account value when exceeding a 5% increase in any year. All guarantees, including those for optional features, are subject to the claims-paying ability of the issuing company. Limitations and conditions apply.

This chart shows how 4LATER® Select Advantage works—providing guaranteed growth and protected income for life via i4LIFE® Advantage.