Life insurance

Payment Center

Welcome to the Life Payment Center!

Choose from a variety of methods designed to make paying your bill simple, secure, and convenient.

Pay term life insurance premiums online using your bank account.

  • Policy owner payments

    Term Life policy owners - log in or register to easily manage and pay your bills online.

  • Guest payments

    Make a guest payment with the policy number, insured's DOB and billing zip code.

All life policies can pay by EFT, mail, or phone.

  • Set it and forget it

    Automatically deduct payments from your bank account.

    Download form

  • Mail a payment

    To pay by check, please mail to the address found on your billing notice. Contact us for overnight instructions.

  • Pay over the phone

    Make a payment over the phone by speaking with a representative.

Helpful hints

View your billing info
Receive your term life insurance bills electronically
  • Log in to your online account and sign up to recieve email notifications when your premium is due. It's fast, secure, convenient. 
  • Learn more (PDF) about managing your term life premium bill electronically.
Making an online payment for your term policy
  • Learn more (PDF) about managing your term life insurance premium bills electronically.
  • You can make an online payment using your checking or savings account. Credit and debit card payments are not accepted at this time.
  • Payments made prior to 4:00 p.m. ET will be applied to your account that day. Any payments received after 4:00 p.m. ET will be applied to your account on the following business day.
  • To schedule or cancel a future-dated payment you will need to access your online account.
  • It may take your bank three to five days to process your online payment and it will be displayed as a payment to one of the following:
    • Term-Life-Reg LNL or Term-Life-Guest LNL
    • Term-Life-Reg LLANY or Term-Life-Guest LLANY
    • Term-Life-Reg FPP or Term-Life-Guest FPP
Mailing a payment
  • You can help ensure your payment is applied promptly and accurately by including your policy number and noting "premium payment" or "loan payment" on your check.
  • Need to update your mailing address? Access your online account to review and update your account information.
How do I change the payor’s name and/or address?