Indexed universal life (IUL) is permanent life insurance that offers financial protection, growth opportunities linked to market index performance and access to cash value.
Indexed universal life insurance benefits
- Financial security for your loved ones, business or beneficiaries
- Upside potential, so you benefit from the market’s potential
- Downside protection of a floor to help you avoid market losses
- Access to potential cash value to do the things you want in life1
- Options to add living benefits so your life insurance can work for you
Indexed universal life insurance products
Who are you responsible for?
Protect what matters most with one solution that evolves as your life changes. It combines the financial protection you need today and growth potential to build cash value to use throughout your life.