Lincoln WealthAccumulate ® IUL (2018)
Lincoln WealthAccumulate® IUL is one seamless life insurance policy that gives you numerous options to help you meet a wide range of future possibilities. Alongside protection for your family or business if you’re not there, you get clear choices for cash value growth potential and ways to access that cash value over time.1
This policy features a choice of three indexed account options — all with access to market opportunity and varying levels of protection, so you can benefit from the potential of the S&P 500 Index. Even in a declining market, you’ll never face a market loss, and the growth potential can help you build cash value that becomes a financial resource to use throughout your life.
Lincoln WealthAccumulate IUL is an ideal solution for individuals and business owners who want:
- Significant cash value growth and distribution potential
- Market upside opportunities and protection from market losses
- Flexibility to make changes as your needs change
- The added protection of living benefit options
1Loans and withdrawals reduce policy value and death benefit, may cause the policy to lapse and may have tax implications.
While indexed accounts are protected by a guaranteed minimum interest rate, or floor, policy charges remain in effect and could reduce the policy value. Also, indexed accounts are all subject to caps, which limit crediting rates.