Lincoln WealthPreserve ® 2 IUL (2020)

Lincoln WealthPreserve® 2 IUL offers a long-term death benefit guaranteed that lasts for up to 40 years or to age 90 (whichever comes first).1 It gives you the assurance of long-term guaranteed financial protection with built-in guarantees and flexibility to help you meet your changing needs.

If you want to protect what matters most in your life, create a legacy or liquidity to cover estate taxes, this policy can help you:

  • Preserve assets to protect your family now and later
  • Minimize tax exposure and market volatility on policy assets
  • Feel confident about your future with the option to add chronic illness protection2
  • Gain the potential for tax-advantaged cash value growth through five indexed accounts with downside protection:
      
    • Fidelity AIM®Dividend Indexed Account - Fixed Bonus

    • Fidelity AIM® Dividend Indexed Account
    • S&P 500® Fixed Bonus Indexed Account
    • S&P 500® Traditional Indexed Account
    • S&P 500® Performance Trigger Indexed Account
       
    Fidelity AIM Dividend Index

    See how the Fidelity AIM Dividend Index works.

    Learn more

    Talk to your financial professional about how Lincoln WealthPreserve® 2 IUL may fit into your financial plan or see our  Client Guide.

    Make your life insurance policy work for you by adding optional protection. Ask your financial professional for more information.
     

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    Make your life insurance policy work for you

    Ask your financial professional for more information about adding optional protection.

1Minimum premium requirement must be met to maintain the Extended No- Lapse Minimum Premium Rider. Only available with death benefit option 1 and maximum issue age of 79.

2Subject to certain requirements. Limitations and exclusions apply. For additional details, please contact your financial professional.

Lincoln WealthPreserve® 2 IUL (2020) is issued on policy form ICC20UL6091/UL6091, and state variations by The Lincoln National Life Insurance Company, Fort Wayne, IN, and distributed by Lincoln Financial Distributors, Inc., a broker-dealer. The Lincoln National Life Insurance Company does not solicit business in the state of New York, nor is it authorized to do so.

All guarantees and benefits of the insurance policy are subject to the claims-paying ability of the issuing insurance company. They are not backed by the broker-dealer and/or insurance agency selling the policy, or any affiliates of those entities other than the issuing company affiliates, and none makes any representations or guarantees regarding the claims-paying ability of the issuer.

Products, riders and features are subject to state availability. Limitations and exclusions apply.

It is possible coverage will expire when either no premiums are paid following the initial premium, or subsequent premiums are insufficient to continue coverage.

The Fidelity AIM® Dividend Index (the “Index”) is a product of Fidelity Product Services LLC (“FPS”) and has been licensed for use by The Lincoln National Life Insurance Company and its affiliates and reinsurers (“Lincoln”). Fidelity is a registered trademark of FMR LLC. The Index is the exclusive property of FPS and is made and compiled without regard to the needs, including, but not limited to, the suitability needs of Lincoln or any Lincoln life insurance owner. Lincoln exercises sole discretion in determining whether and how the life insurance will be linked to the value of the Index. FPS does not provide investment advice to owners of the life insurance, and in no event shall any Lincoln life insurance policy owner be deemed to be a client of FPS. Neither FPS nor any third party involved in, or related to, making or compiling the Index makes any representation regarding the Index, Index information, Index or market performance, life insurance generally or the Lincoln life insurance in particular, and Lincoln life insurance is not sold, sponsored, endorsed or promoted by FPS or any other third party involved in, or related to, making or compiling the Index (including the Index calculation agent, as applicable). FPS disclaims all warranties, express or implied, including all warranties of merchantability or fitness for a particular use; does not guarantee the adequacy, accuracy, timeliness, and/or completeness of the Index or any data or communication related thereto; and assumes no liability for errors, omissions, or interruptions of the Fidelity AIM® Dividend Index.

The S&P 500 Index is a product of S&P Dow Jones Indices LLC, a division of S&P Global, or its affiliates ("SPDJI"), and has been licensed for use by The Lincoln National Life Insurance Company and Lincoln Life & Annuity Company of New York. Standard & Poor's® and S&P® are registered trademarks of Standard & Poor's Financial Services LLC, a division of S&P Global ("S&P"); Dow Jones® is a registered trademark of Dow Jones Trademark Holdings LLC ("Dow Jones"); and these trademarks have been licensed for use by SPDJI and sublicensed for certain purposes by The Lincoln National Life Insurance Company and Lincoln Life & Annuity Company of New York. The Lincoln National Life Insurance Company's and Lincoln Life & Annuity Company of New York's products are not sponsored, endorsed, sold or promoted by SPDJI, Dow Jones, S&P, their respective affiliates, and none of such parties make any representation regarding the advisability of investing in such products nor do they have any liability for any errors, omissions, or interruptions of the S&P 500 Index.