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Term lifeinsurance

Protect the ones you love for life


Term life insurance, with a guaranteed income tax-free death benefit, can make it simple to protect your loved ones for a specific period of time. 

Maybe you have college expenses or mortgage costs that you want covered in case you’re no longer here. A term life product can offer a timely, accessible solution with affordable, guaranteed protection for your beneficiaries.

Choose the best term life insurance option for you

Lincoln TermAccel® Level Term

  • Highly competitive rates for people ages 50 and under with face amounts of $500,000 or less
  • Simple, convenient phone interview application
  • Fully electronic processing for fast approvals in as few as two days if no lab work is required

Lincoln LifeElements® Level Term

  • Highly competitive rates for people age 45+ with face amounts of $500,000 and above
  • Convenient phone interview application available for faster turnaround times than the traditional paper application process
  • Opportunity for no lab work if you qualify

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Are you being offered life insurance by your employer?

Employer-sponsored term life policies let you select the coverage you need to help give you peace of mind.

Learn more about term life insurance options through your workplace.