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Variable universal life insurance

Like universal life insurance, variable universal life insurance (VUL) combines the protection of term insurance with an accumulation value. In addition, it offers the upside potential of variable investment options. It is also known for its flexibility in premium and death benefits.

Variable universal life insurance benefits

  • All the benefits of universal life insurance
  • Flexible premiums and death benefits
  • Cash value growth potential based on the performance of your policy's allocations
  • Ability to choose where your premiums are invested
  • Tax-deferred earnings