Learn the basics

A proactive plan can make all the difference for you and your loved ones.

Understand long-term care

Long-term care is a range of services and support designed to meet your health or personal care needs during a short or long period of time. Most long-term care needs do not relate to medical care aid, but rather assistance with the Activities of Daily Living (ADL) such as:

Bathing Dressing Caring for incontinence
Using the toilet Transferring Eating

A long-term care solution may help you cover the costs if you lose your ability to independently perform at least two activities of daily living for at least 90 days or require substantial supervision due to a severe cognitive impairment.

Know the costs2

When planning for long-term care, it’s important to consider the costs associated with the type of care you may want, which may vary based on the level of care offered, location and quality of the facility.

Long-term care services National monthly average cost

Home care
May be part or full time, depending on an individual's needs.


Assisted living*,3
Designed to assist those with minimal needs and keep them as independent as possible.


Skilled nursing home4
Offers temporary or permanent services for those who need more medical-based care, such as rehabilitation or help with respirators.


To explore the costs of care in your area visit https://www.whatcarecosts.com/lincoln

Benefit from long-term care planning

  • Rest assured knowing you have a strong, proactive plan customized for your needs
  • Deliver care coverage and legacy protection
  • Prevent your family from reactively guessing at your care preferences, or needing to become your caregiver
  • Safeguard your retirement dollars from the rising costs of care5
94% of financial professionals agree

People wait too long before discussing plans and options for long-term care.6

See how you can start planning sooner


Issuers: The Lincoln National Life Insurance Company and, in NY only, The Lincoln Life & Annuity Company of New York