Long-term care planning

Face the future with confidence

Long-term care events happen to a family, not just a person.

As people live longer and healthcare expenses continue to rise, the need for long-term care planning becomes more of a “when” than an “if” situation. By having a long-term care strategy in place earlier, you’ll be better prepared for the tough financial, emotional and administrative decisions you and your loved ones may need to make.

Total life expectancy has increased by 9 years and is projected to increase another 7 years.

As longevity continues to rise, 98% of surveyed consumers say that long-term care planning makes them feel more confident about their financial future.

  • Understand the impact

    Learn about long-term care coverage, cost of care and the benefits of planning ahead.

    Learn the basics

  • Tailor to your needs

    Customize a strategy to plan according to your personal preferences and life stage.

    Know when to plan

  • Protection in action

    Have a comprehensive strategy to help protect you and your loved ones from the unexpected.

    Explore our solutions


Issuers: The Lincoln National Life Insurance Company and, in NY only, The Lincoln Life & Annuity Company of New York


Start the conversation

Our videos, guides, and tools are designed with you and your loved ones in mind. Because the more you talk, the better you can plan, protect, and retire.

Explore our resources

1 United States Census Bureau, “Living Longer: Historical and Projected Gains to Life Expectancy, 1960-2060”, April, 2019; https://www.census.gov/content/dam/Census/library/working-papers/2019/demo/paa19_medina_sabo.pdf .

The purpose of this communication is the solicitation of insurance. An insurance producer or insurance company will contact you.

Hybrid policies are universal life policies with optional long-term care benefit riders. The policies and riders have exclusions, limitations, and/or reductions. Please contact your Lincoln representative or the insurance company for costs and complete details.