Work with a financial advisor

Work with a
financial advisor

Take charge today

Are your investment options overwhelming? Would you like financial planning help to put your family’s financial picture together? A financial professional can help you take charge.

A financial advisor will work with you to assess your income needs, risk tolerance and retirement goals. Then, he or she can guide you through your product options, suggest the most tax-efficient strategies, and create a plan to build and protect your wealth.

Get help setting and sticking to a strategy

Good financial professionals will help you develop a financial plan that fits your needs. They’ll help you set goals and stay on track to reach them for today and the future. This includes immediate, mid-term and long-term goals, from buying a home to saving for college and retirement financial planning. They can help you:

  • Understand your savings needs
  • Make savings decisions
  • Select funds and allocate your assets
  • Assess your comfort with risk
  • Understand how your investments can affect your taxes
  • Calculate your retirement income
  • Review your progress toward your plan and make changes
  • Decide when to retire and how to withdraw your money in retirement

Add to your knowledge

You may already know a lot about investing. A financial advisor can add to your knowledge, provide another perspective, and answer your tough questions to:

  • Identify and close gaps in your saving and investing strategies
  • Project how today’s decisions will affect your future

Paint your financial picture

You may have savings and investing accounts in many places. A professional can help you view them together and make sure they’re all in sync. Most will meet with you on a regular basis, at least yearly, to help you see the big picture:

  • How your investments are doing
  • How well they’re following your asset allocation
  • Whether you need to re-balance your accounts to stay on track
  • Any changes in your life that would affect your goals
  • How you’re progressing toward your goals
  • Any changes you may need to make in saving and spending

Some may also help you look at other decisions that can affect your finances. This may include decisions about spending, saving and taking loans. They also can help you evaluate life and disability insurance and your best options for funding long-term care.