Vision insurance

Vision insurance

The Lincoln VisionConnect® plan provides comprehensive insurance that helps employees protect their eyesight and potentially discover early signs of disease elsewhere.

Full in-network benefits

  • 100% coverage, after copay, for annual eye exams and eyeglass lenses1
  • Generous frame allowance
  • National Spectera eye care network of more than 80,000 vision care access points
  • Full selection of both retail and private practice providers, including more than 100 retail locations nationwide
  • No claim forms or vouchers required for in-network care

​Flexible options

  • Customizable copay amounts and frequency limits
  • In- and out-of-network coverage

Added features and support

  • Discounts for lens upgrades and laser vision correction procedures
  • Easy access to toll-free customer service, an online provider locator and a 24/7 interactive voice response to locate network providers
  • Paperless plan administration (no claim forms, vouchers or ID cards needed)

1Lenses covered in full include standard/basic single vision, bifocal, trifocal and lenticular lenses.


Did you know?

An annual eye exam helps protect more than eyesight. It can also detect early signs of glaucoma, cateracts, high blood pressure, diabetes, heart disease and high cholesterol. 

The Lincoln VisionConnect® program is marketed by The Lincoln National Life Insurance Company (Fort Wayne, IN), which does not solicit business in New York, nor is it licensed to do so. In New York, this program is marketed by Lincoln Life & Annuity Company of New York (Syracuse, NY). Both are Lincoln Financial Group® companies. Lincoln VisionConnect® is a registered trademark of Lincoln National Corporation.

Lincoln VisionConnect® coverage is provided by or through UnitedHealthcare Insurance Company, located in Hartford, Connecticut; UnitedHealthcare Insurance Company of New York, located in Islandia, New York; or their affiliates. Administrative services are provided by Spectera, Inc., UnitedHealthCare Services, Inc. or their affiliates. Plans sold in Texas use policy form number VPOL.06.TX or VPOL.13.TX and associated COC form number VCOC.INT.06.TX or VCOC.CER.13.TX. Plans sold in Virginia use policy form number VPOL.06.VA or VPOL.13.VA and associated COC form number VCOC.INT.06.VA or VCOC.CER.13.VA. This policy has exclusions, limitations and terms under which the policy may be continued in-force or discontinued. For costs and complete details of the coverage, contact Lincoln VisionConnect.

The contracting entity for Spectera Eyecare Networks is Spectera, Inc. UnitedHealthcare Insurance Company is not a Lincoln Financial Group® company. 

Lincoln Financial Group is the marketing name for Lincoln National Corporation and its affiliates. Affiliates are separately responsible for their own financial and contractual obligations.