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Lincoln Small Business

With Lincoln Small Business, groups with two to 24 employees can choose benefits and services to help attract and retain top talent and provide a competitive edge. Our representatives will help your clients tailor plans to meet their needs and budgets.

Product choice and flexibility

  • Full-featured group product choices, including term life and AD&D, short-term disability, long-term disability, employee-paid life*, dental and vision
  • Flexible plan designs, including the option of different benefit levels for various employee groups (for instance, management benefits differing from general employee benefits)
  • Employer- and employee-paid options
  • Composite rates standard on all employer-paid coverages
  • The same value-added benefits, such as employee support services and travel assistance, included in coverage offered to larger groups

Swift, convenient service

  • Convenient census enrollment for fast turnaround (five to 10 days) 
  • A dedicated Lincoln Small Business representative—from sales agreement to enrollment—providing accessible and personalized service
  • Online, real-time access enabling you to add or terminate members, make adjustments, review and pay bills and check payment status (if delegated by employer)
  • No monthly service fee

* For employee-paid life, the participation requirement is the greater of five lives or 50% of eligible lives.