We take an inclusive and flexible approach to investment lineups. Whether your client’s organization is large or small, you’ll find investment options that meet their workforce’s unique needs.
Offer the retirement plan clients want
Flexibility and choice are the hallmarks of Lincoln retirement plan lineups. Whatever the size of your clients’ organization, you’ll find a straightforward selection process and the freedom to construct a lineup that best meets their objectives and helps their employees achieve retirement readiness.
For additional fiduciary support, you can access investment lineups created by Morningstar Investment Management LLC, an independent registered investment advisor that can serve as a 3(21) or 3(38) fiduciary for a plan’s investment lineup construction and ongoing oversight. You may also decide to work with another RIA of your choice.
Meeting participant needs
Many participants prefer all-in-one investing options, such as target-date portfolios. But some participants may want to manage their own portfolios. Still others are more comfortable turning their plan portfolios over to professionals to manage.
When you and your client work with Lincoln, you get the flexibility to design a retirement plan that best fits their organization and their participants. That’s because we take the time to thoroughly understand their culture, their plan and their employees. So you and your client can develop a plan lineup that’s consistent with their investment philosophy and participant population.
Making it easy for small businesses
Building investment lineups suitable to their workforce can be one of the biggest responsibilities you client faces. We provide a range of resources and tools to help them make an informed decision.
Lincoln offers an investment platform that includes an investment universe made up of more than 250 revenue-neutral investment options in over 50 different asset categories, represented by approximately 40 different fund families.
Our investment program includes access to investment lineups designed by Morningstar Investment Management LLC. If your client is looking for more investment flexibility, they may select a fully customized lineup from our available investment options. Managed accounts services by Stadion are also available.
We make available quarterly Morningstar Performance Report & Watch Lists and provide day-to-day access to investment information that's easily accessible online.
Meeting large organization needs
Lincoln understands that your plan participants have diverse needs — and our flexible investment offering gives you the tools you need to help meet those needs and offer programs that work for every type of investor.
Tailor your investment program
We offer three investment paths for participants to choose the approach that suits them best. Tailor your investment program to meet the needs of your plan.
With a universe of nearly 10,000 mutual funds from more than 600 fund families, our open-architecture platform enables you and your client to choose nearly any fund open to retirement plans, including many target-date series. This allows you to design customized all-in-one portfolio options using the funds in their lineup.
Some participants may want the complete independence that comes with a self-directed brokerage account by TD Ameritrade. Or, your client may choose to offer a managed portfolio solution or an online investment advice service, both available through industry leader Morningstar®.