Guaranteed retirement income

The Lincoln Secured Retirement IncomeSM investment option addresses the growing need for investments that can help protect plan savings and create guaranteed retirement income. Lincoln works closely with you to add the Secured Retirement Income option to your clients' plans, either as a standalone investment or included in the glide path of a custom target-date portfolio. And, with access to fiduciary support, you can be confident in your choice of this lifetime income option.

To manage participants' concerns about generating income in retirement, and to continue to help your clients attract and retain high-quality employees, you may want to consider this important investment option for their plans. As with all such investments, lifetime income guarantees are subject to the claims-paying ability of the issuing company, The Lincoln National Life Insurance Company.

See how it works

Your guaranteed annual income

Get the details on how retirement savings translates to guaranteed annual income for life.

About your income base

Learn how the Income Base is calculated and how retirement savings can be protected from market downturns.

Target-date portfolios

See how the Lincoln Secured Retirement IncomeSM investment option can be integrated into target-date portfolios.

Help make retirement income last

Read our series of articles to learn about the risks retirees face, the impact of investment returns, and guaranteed withdrawal benefits.

Read this article series.

In-depth analysis

Fred Reish of Drinker Biddle & Reath LLP, shares his perspective on the increasing importance of in-plan guaranteed lifetime income options and the fiduciary responsibilities involved.

Fred Reish is a partner in the law firm of Drinker Biddle & Reath LLP. He's in the Employee Benefits & Executive Compensation Practice Group and is chair of the Financial Services ERISA team and of the Retirement Income team.