Stable value solutions

Protect hard-earned savings

For over 30 years, our risk management expertise, financial strength, and attractive contract provisions have made us a trusted provider and one of the nation’s top managers of guaranteed stable value assets.

A wide range of options

Designed for clients who want stability, yield, and liquidity, our stable value solutions are available for the following plans or as an investment-only solution:

  • 401(a) plans
  • 401(k) plans
  • 403(b) plans
  • 457(b) governmental plans
  • Defined benefit plans
  • Cash-out IRAs
  • Health savings accounts (HSAs)
  • Health reimbursement accounts (HRAs)
  • Target-date and target-risk collective investment trusts (CITs)
 

Benefits and features

Your clients receive stable value investment management, contract guarantees, investment reporting and ongoing information about the account. In addition, the account features:

  • No minimum deposit requirements
  • Guaranteed minimum interest rate (GMIR)
  • Separate account availability
  • Market value adjustment (MVA) buyouts
  • Guaranteed crediting rate
  • Flexible contract termination options
  • Full portability and availability on more than 30 platforms
  • Trading on National Securities Clearing Corporation (NSCC)

78% of retirement plans offer a stable value fund option.1

 

Download Lincoln Stable Value Account Fact Sheets

Lincoln Stable Value Account

Lincoln Stable Value Account NY

Lincoln Stable Value Separate Account

Investment only

Stable Value DCIO NY

   

Stable value liquidity and portability

See how employers and employees benefit from flexibility.

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Understand the differences among stable value options

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Looking for more information about stable value solutions?

Check out our industry insights.

1Deloitte 2019 Defined Contribution Benchmarking Survey.  https://www2.deloitte.com/us/en/pages/human-capital/articles/annual-defined-contribution-benchmarking-survey.html

The Lincoln Stable Value Account is a group fixed annuity issued by The Lincoln National Life Insurance Company, Fort Wayne, IN. The Lincoln National Life Insurance Company does not solicit business in the state of New York, nor is it authorized to do so.

For contracts issued in New York, the Lincoln Stable Value Account is a group fixed annuity issued by Lincoln Life & Annuity Company of New York, Syracuse, NY.

Certain services are provided by Lincoln Financial Advisors Corp. (LFA), a broker-dealer (member FINRA) and an affiliate of Lincoln Financial Group, 1300 S. Clinton St., Fort Wayne, IN 46802.

This material is provided by The Lincoln National Life Insurance Company, Fort Wayne, IN, and, in New York, Lincoln Life & Annuity Company of New York, Syracuse, NY, and their applicable affiliates (collectively referred to as “Lincoln”). This material is intended for general use with the public. Lincoln does not provide investment advice, and this material is not intended to provide investment advice. Lincoln has financial interests that are served by the sale of Lincoln programs, products, and services.