A custom approach
Picking the right target-date fund for a retirement plan is a big decision. We provide tailored solutions to clients looking for open-architecture or multimanager target-date investments as Qualified Default Investment Alternatives (QDIAs).
YourPath®: The next generation of target-date funds
YourPath® is a customizable target-date + risk portfolio solution that offers flexibility and choice to your clients and their participants. You can use these portfolios as a plan’s QDIA and access 3(38) fiduciary support by Morningstar Investment Management LLC for the portfolios — or you can be the 3(38).
With the YourPath® suite, you can:
- Use the funds you’ve carefully chosen for your clients' lineup to develop custom, high-quality multi-manager portfolios.
- Tailor portfolios to employee demographics.
- Offer conservative, moderate and growth levels of risk through three glide paths — in addition to estimated retirement dates.
- Choose prepackaged portfolios created by Morningstar, if desired.
Not all TDFs are the same
A path to meet every plan sponsor's need
YourPath® custom portfolios with Morningstar
Customize these target-date + risk portfolios from a plan’s existing lineup with access to 3(38) fiduciary support from Morningstar to create portfolios and glidepaths for the plan.
YourPath® prepackaged portfolios
Choose an active, passive or hybrid approach for these target-date + risk portfolios consisting of funds from leading investment managers with access to 3(38) fiduciary support from Morningstar.
Find out more:
YourPath® Multi-Manager target-date + risk collective investment trust (CIT) portfolios
Choose an active, passive or hybrid approach for these target-date + risk portfolios consisting of collective investment trusts (CITs) from leading investment managers with access to 3(38) fiduciary support from Morningstar.
Find the right path
Answer a few simple questions to see which option may be right for your clients.
Compare YourPath® portfolios
See the options side by side.