Annuity Solutions for Advisors

All guarantees, including those for optional benefits, are subject to the claims-paying ability of the issuer.

Variable annuities are long-term investment products designed for retirement purposes and are subject to market fluctuation, investment risk, and possible loss of principal. Variable annuities contain both investment and insurance components and have fees and charges, including mortality and expense, administrative, and advisory fees. Optional features are available for an additional charge. The annuity’s value fluctuates with the market value of the underlying investment options, and all assets accumulate tax-deferred. Withdrawals of earnings are taxable as ordinary income and, if taken prior to age 59½, may be subject to an additional 10% federal tax. Withdrawals will reduce the death benefit and cash surrender value.

Investors are advised to consider the investment objectives, risks, and charges and expenses of the variable annuity and its underlying investment options carefully before investing. The applicable prospectuses for the variable annuity and its underlying investment options contain this and other important information. Please call 888‑868‑2583 for free prospectuses. Read them carefully before investing or sending money. Products and features are subject to state availability.

There is no additional tax-deferral benefit for an annuity contract purchased in an IRA or other tax-qualified plan.

Whose income are you responsible for?

Better client income conversations

Opportunities within client portfolios

The informed advisor blog

Conversations that matter

You are now leaving the
Lincoln Financial Group^® website.