Gain personalized attention and support before, during and after the sale. For over 50 years, we have been evaluating and evolving our process to make doing business with our highly experienced teams even easier.
Industry-leading underwriting
At Lincoln Financial, we realize that the quality of our underwriting, from medical enhancements to customer service, is critical to your success. We are here for you with:
- eNIGO offers you a faster, more efficient way to satisfy not-in-good-order requirements
- LincXpress® Tele-App eTicket now available for all VUL and SVUL cases
- eApp online application now available for IUL cases
- One exam process for all life products
- One application for all submission methods and life products
- Voice signature capabilities
- Case tracker gives you faster notification of status
- No labs or exams with an Executive Physical for personal or business coverage up to $20 million
- Dedicated teams—including a Foreign National team
- No resting EKGs required for any age or face amounts
- Nontobacco rates available for cigar, pipe, and chewing tobacco users
- Improved guidelines for clients with a history of atrial fibrillation, asthma, sleep apnea, ulcerative colitis, dysplastic nevus, prostate and breast cancer
- Significantly improved hepatitis C guidelines and ratings1
Hear from the Office of the Chief
Find new opportunities to win more cases and expand into new markets.
Grow your business in new markets
Our dedicated specialists and experienced financial service professionals give you the support, planning tools, and resources you need to identify opportunities and build your practice.
Life is what you make it
Living benefits may help your clients do more during their lifetimes.