A man on the phone.

Streamlined underwriting
and new business process

Simply complete a ticket. We’ll do the rest — at no cost to you.

LincXpress can give a boost to your business by providing a convenient way for your clients to get the life insurance they need. It simplifies the entire process for clients interested in Lincoln permanent life insurance or Lincoln LifeElements® Level Term. It’s easier for your clients — and there are fewer administrative hassles for you.

LincXpress® ticket submission — available for all ages and face amounts


A simple ticket submission process with reduced NIGOs
Lincoln does the administration for you — to ensure faster policy issue and reduce touchpoints with your clients during the pending process.


Online or phone client interview options for application completion

You and your clients can expect a superior customer experience.


Automated underwriting

This seamless, straight-through underwriting process does not require a traditional underwriting review. It’s available for single-life UL, IUL, VUL and Lincoln LifeElements Level Term policies with coverage amounts of $1 million or less, ages 18–60.


A lab-free process

Offer the opportunity to waive lab work for qualifying clients. It’s available for individuals in excellent health up to age 60 with face amounts of $1 million or less.


ePolicy delivery

Get faster turnarounds, same-day delivery of issued policies and expedited compensation payouts — at no cost.

For younger clients who want affordable protection and more convenience

Consider Lincoln TermAccel® Level Term. It features highly-competitive premiums and the simplicity of a more streamlined process.