Wealth accumulation for living life
If your clients want to create wealth, consider a solution that offers tax-efficient growth potential and an income tax-free financial resource, when properly designed and funded.
Your clients may also need financial flexibility for short-term and long-term goals like college funding, charitable giving, extracurricular spending and financial protection for unexpected health-related issues.
Get to know your clients
They’re enjoying life and beginning to accumulate wealth for the future, including retirement. They have some disposable income but are in need of financial protection for their family.
Clients in the top tax brackets
They are high-income earners with a stable cash flow who continue to accumulate wealth for retirement. They’re concerned about protecting their finances and reducing taxes now and during retirement.
Solutions to consider
- For risk-averse clients
- For risk-tolerant clients
Lincoln WealthAdvantage® Indexed UL offers tax-deferred growth opportunities and the protection of a guaranteed 1% floor. The policy can provide an income tax-free retirement supplement and has flexibility for early retirement planning or maximizing Social Security benefits. It has guaranteed policy loan rates, which makes planning for future supplemental retirement planning easier. And clients may add an optional rider for a source of supplemental tax-advantaged funds in the event of a permanent chronic or terminal illness.1
To learn more, read the case study: Protecting your income-producing assets. (PDF)
Lincoln AssetEdge® VUL (2015) offers clients access to growth through over 70 market-driven investment options and opportunities for moderate growth opportunities with guaranteed downside protection in retirement through indexed accounts. It can supplement retirement income, providing an income tax-free financial resource. For clients concerned about health-related expenses in retirement, the policy features an optional rider that protects against permanent chronic or terminal illness.1
How much life insurance does my client need?
Use this life insurance calculator to help address your client's needs and their financial situation.
Will your client's savings last a lifetime?
Our life expectancy calculator can help determine how much they'll need to provide for their family and themselves.