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Lincoln Level Advantage®
indexed variable annuity

See How It Works

BRINGING PROTECTION AND GROWTH INTO BALANCE CAN BE A CHALLENGE—BUT IT'S POSSIBLE

With Lincoln Level Advantage, you can build a portfolio that helps you stay invested for growth while reducing risk with levels of protection during downturns. When it comes to preparing for market ups and downs, it’s about finding the balance that’s right for you:

  • STAY INVESTED

    Growth opportunities with less exposure to market fluctuations

  • REDUCE RISK

    Indexed accounts offer levels of protection to help guard against downturns

  • PAY LESS

    No explicit product charges on money invested in indexed accounts

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See it in action

Try the interactive tool to see what adding a level of protection can do in different market situations.
 

USE THE TOOL

    

PREPARE FOR MARKET UPS AND DOWNS

Nobody wants to learn that they’ve lost money in the stock market. But if you’re close to retirement, a market decline could put significant strain on your portfolio. This may be an important time for you to add a level of protection from a market downturn.

  • Since 1929, we’ve seen 25 bear markets1
     

  • Stocks lose more than 35% on average in a bear market2
     

  • Stocks gain 112% on average during a bull market3
     

WITH EQUITY MARKETS YOU STAND A LOT TO GAIN – AND LOSE

S&P 500 Index, 12/31/96 — 3/31/20

Chart showing performance of S&P 500 Index from 12/31/96 to 3/31/20

Source: Compustat, FactSet, Federal Reserve, Standard & Poor’s, J.P. Morgan Asset Management.

1 Bloomberg, Lincoln Financial Group. Bear markets are defined as instances of at least a 20% market decline.
2 Invesco, “Bull and Bear Markets — Historical Trends and Portfolio Impact,” May 2019.
3 Ned Davis Research as of 12/31/19

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For help understanding the market impact and Lincoln Level Advantage, download the product guide.

DOWNLOAD GUIDE

INDEXED ACCOUNTS— FOR GROWTH POTENTIAL WITH DOWNSIDE PROTECTION

Lincoln Level Advantage can be customized to fit a broad range of investment objectives and investing styles. You can allocate to one or any combination of indexed accounts.
 

WHICH OPTIONS WORK FOR YOU?

  • Man talking on phone in his home

    Bring protection and growth into balance
    with the 1-year and 6-year indexed account
     

    See how it works
  • Couple laughing on boat

    Get greater potential returns 
    with the participation rate account
     

    See how it works
  • Woman smiling and looking into distance

    Lock in market performance 
    with the annual lock account
     

    See how it works
  • Woman holding tablet and thinking

    Have greater predictability 
    with the performance trigger account
     

    See how it works

   

Important information