Brokerage 

Lincoln Financial Advisors (LFA) offers a variety of services to help toward meeting your financial needs, from brokerage accounts to Individual Retirement Accounts (IRAs).

Please click here to learn about each service in detail. Your LFA financial planner will help you determine which services are appropriate for you. Below is an overarching view of the services our firm provides. Your LFA planner can help you select brokerage product(s) appropriate for your individual needs.

Money management solutions

Your LFA planner can arrange the purchase of a wide range of securities in a brokerage account on a non-discretionary basis. These securities include mutual funds, exchange traded funds (ETFs), common and preferred stocks, corporate and municipal bonds, U.S. government bonds, zero coupon bonds, certificates of deposit and options. Moreover, your planner can help you manage your money over your lifetime and for generations to come.

Clearing firm

Our firm offers brokerage account services through National Financial Services, LLC (NFS), a well-known clearing firm across the financial services industry. Our firm and other broker-dealers use clearing firms as custodians to hold clients' brokerage account assets, execute trades, provide customer confirmations and statements, and handle tax-related reporting activities. 

NFS, a broker-dealer affiliate of Fidelity Investments,  provides brokerage account services for Premier Access, Select Access and Basic Brokerage Accounts. NFS also provides custodial services for IRAs, profit sharing plans, and money purchase plans. Online account access for brokerage accounts served by NFS is available through  Wealthscape InvestorSM .

  • The Premier Access account empowers you to manage your investing, savings, and spending all in one account with the following services and features:
    • -Direct deposit/direct debit
    • -Online bill pay
    • -Checking–with unlimited, free checkbooks1
    • -Mobile check deposit
    • -Premier Rewards Visa debit card–access to cash directly from your brokerage account, including 1% cash back rewards and additional Visa benefits
    • -ATM fee reimbursement2
    • -A broad choice of investments
    • -The ability to invest in mutual funds from hundreds of fund families
    • -Account protection3
    • -Ongoing investment professional support
    • -Overdraft protection using margin4
  • The Select Access account is a comprehensive brokerage account, with the following features and services:
    • -Direct deposit/direct debit
    • -Online bill pay
    • -Checking
    • -Mobile check deposit
    • -Visa debit card–access to cash directly from your brokerage account
    • -A broad choice of investments
    • -The ability to invest in mutual funds from hundreds of fund families
    • -Account protection3
    • -Ongoing investment professional support
    • -Margin account borrowing4
  • Basic Account: This account offers the traditional benefits of a brokerage account but excludes additional services you may not require. It is designed for investors who wish to buy and sell a diversity of investment products and is available as a cash or margin account.1
  • IRAs: These accounts, offered by LFA through NFS, are designed to help you toward financial independence at retirement and preserve assets for future generations. Whether potential earnings are set up to grow tax-deferred or tax-free, your retirement savings enjoy the full benefit of tax-deferred growth potential.

 

1Includes unlimited orders of free, standard checkbooks. Expedited shipping options may incur fees.
2Up to five fee reimbursements per month. ATM surcharge fees may still apply.
3Protection provided under applicable FDIC or SIPC insurance depending on core account investment type.
4Margin trading entails considerable risk and is not suitable for all investors. If the market value of securities in a margin account declines, the investor may be required to deposit more money or securities to maintain the line of credit. Investment losses do not minimize the obligation of a margin account investor to repay a loan in full.