Mutual funds — portfolios run by professional money managers who invest pooled assets in a variety of stocks, bonds and other securities — offer you convenience, liquidity and diversification.
Diversification helps lower the risk and volatility generally associated with investing in a limited number of securities. Please note that diversification neither ensures a profit nor protects against a loss.
There is a mutual fund to help meet virtually every investment objective, but selecting among the thousands of mutual funds on the market can be difficult. Additionally, while certain mutual fund families excel in some areas they may fall short in others. Identifying which single mutual fund or combination of them is appropriate for your specific situation may require guidance.
Your Lincoln Financial Advisors (LFA) planner is prepared to help you make mutual fund decisions aligned with your risk tolerance, investment objectives and time horizon. Our firm has access to a multitude of mutual fund options from a wide array of mutual fund families.
Mutual funds are offered by prospectus. The prospectus contains complete information on the style of investment objectives you should expect in addition to the risks, costs and expenses the fund may incur. Ask your planner for a prospectus of any of the mutual funds available through our firm.
Carefully consider the investment objectives, risks, costs and expenses of an investment company before investing. Read the prospectus carefully before investing or sending money. The investment return and principal value of an investment will fluctuate with changes in market conditions so that an investor's shares when redeemed may be worth more or less than the original amount invested.