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Explore your plan

Even if your image of life in retirement is a little fuzzy, it's important to understand how your employer-sponsored retirement plan can help you achieve your long-term goals. Making the most of your retirement plan today can help you on the path to a successful future!

Lincoln Financial retirement plans

A key component of Your Total Rewards benefits package, each of the Lincoln Financial retirement plans provides a powerful way to save for the future. There are a variety of retirement plans available to Lincoln Financial associates who are:

  • Employees of Lincoln Financial
  • Full-time Agency Building General Agents (ABGA) of LFN
  • Planners of Lincoln Financial Advisors

Take the time to thoroughly understand the plans for which you may be eligible.

Lincoln Financial Group Employees

LNC Employees' 401(k) Savings Plan

Participant Fee Disclosure Notice
Summary Plan Description (SPD)
      Employees' Supplement on Plan Loans (January 1, 2019)
      CARES Act provisions (July, 2020)
Performance and fees (PDF)

ABGA Agents Of LFN

LNL Agents' 401(k) Savings Plan

Participant Fee Disclosure Notice
Summary Plan Description (SPD)
      CARES Act provisions (July, 2020)
Performance and fees (PDF)

ABGA Money Purchase Plan

Participant Fee Disclosure Notice
Summary Plan Description (SPD)

LFA Planners

LNL Agents' 401(k) Savings Plan

Participant Fee Disclosure Notice
Summary Plan Description (SPD)
      CARES Act provisions (July, 2020)
Performance and fees (PDF)

LNL Agents' Money Purchase Plan

Participant Fee Disclosure Notice
Summary Plan Description (SPD)

 

Nonqualified deferred compensation plans

Lincoln Financial also offers nonqualified plans to employees/agents who qualify. You will be invited to participate if you are eligible.

Performance and Fees
Pension Estimator

Have a Lincoln defined benefit plan? See how your pension plan factors into your retirement income picture.

If you have questions about the Lincoln retirement plans, contact your Lincoln Financial retirement consultant.

Your investment options

Investing can seem intimidating and overwhelming, but it does not need to be. Learn more about the investments available in your plan, including tiered investment lineups.

calculator
Resources for your retirement needs

Online Planning Tools Available (PDF)

Learn what online tools and apps are available to help you plan.

Social Security Benefits

Learn how to apply for Social Security benefits online.

Understand Your 401(k) Plan (PDF)

Learn how you can save regularly with a 401(k) retirement plan. 

Mutual funds in the Lincoln Alliance® program are sold by prospectus. An investor should carefully consider the investment objectives, risks, and charges and expenses of the investment company before investing. The prospectus and, if available, the summary prospectus contain this and other important information and should be read carefully before investing or sending money. Investment values will fluctuate with changes in market conditions, so that upon withdrawal, your investment may be worth more or less than the amount originally invested. Prospectuses for any of the mutual funds in the Lincoln Alliance® program are available at 800‑234‑3500.

The Lincoln Alliance® program includes certain services provided by Lincoln Financial Advisors Corp. (LFA), a broker-dealer (member FINRA) and an affiliate of Lincoln Financial Group, 1300 S. Clinton St., Fort Wayne, IN 46802. Unaffiliated broker-dealers also may provide services to customers. Lincoln Investment Advisors Corporation (LIAC) is the investment management organization of Lincoln Financial Group.

This material is provided by The Lincoln National Life Insurance Company, Fort Wayne, IN, and, in New York, Lincoln Life & Annuity Company of New York, Syracuse, NY, and their applicable affiliates (collectively referred to as “Lincoln”). This material is intended for general use with the public. Lincoln does not provide investment advice, and this material is not intended to provide investment advice. Lincoln has financial interests that are served by the sale of Lincoln programs, products and services.