Let’s talk options and opportunities.
Your clients’ needs can evolve over a lifetime…or change in a heartbeat. Below you’ll find an overview of the range of solutions that Lincoln has created exclusively for RIAs. Just keep in mind that our dedicated team of RIA specialists are just a phone call away. They understand your challenges and can walk you through your options by calling 877-533-5630.
Lincoln Investor Advantage® RIA Class
Designed to protect wealth through tax-efficient investing.
Lincoln InvestmentSolutionsSM RIA
Offers premier asset management with optional living and death benefits.
American Legacy® Target Date Income Advisory
Provides a combination of target date investing and protected lifetime income.
Lincoln Level AdvantageSM
An indexed variable annuity that balances protection and growth.
Deferred and immediate annuities
Guaranteed income now or later.
Variable annuity comparison
|LINCOLN LEVEL ADVANTAGESM INDEXED VARIABLE ANNUITY - ADVISORY||Lincoln Investor Advantage® RIA Class||Lincoln InvestmentSolutionsSM
|Investment selection||4 indexed account options
|Accumulation guarantee||N/A||N/A||Lincoln Market Select® Advantage
Lincoln Lifetime IncomeSM Advantage 2.0
|Lifetime income||i4LIFE® Indexed Advantage
||i4LIFE® Advantage Select Guaranteed Income Benefit
||M&E: 0-80: 0.50%
|Liquidity||No surrender charges||No surrender charges||No surrender charges|
|Guaranteed death benefit||
||Account value death benefit (standard)
Earnings Optimizer death benefit:
0.40% (0.70% ages
|Guaranteed Return of Premium (standard)
Highest anniversary death benefit: 0.25%
Variable annuities are long-term investment products designed for retirement purposes and are subject to market fluctuation, investment risk and possible loss of principal. Variable annuities contain both investment and insurance components and have fees and charges, including mortality and expense, administrative and advisory fees. Optional features are available for an additional charge.
Guarantees are subject to the claims paying ability of the issuing company.
Investors are advised to consider the investment objectives, risks, and charges and expenses of the variable annuity and its underlying investment options carefully before investing. The applicable prospectuses for the variable annuity and its underlying investment options contain this and other important information. Please call 888‑868‑2583 for free prospectuses. Read them carefully before investing or sending money. Products and features are subject to state availability.
Lincoln variable annuities are issued by The Lincoln National Life Insurance Company, Fort Wayne, IN, distributed by Lincoln Financial Distributors, Inc., a broker-dealer. The Lincoln National Life Insurance Company does not solicit business in the state of New York, nor is it authorized to do so.
Contracts sold in New York are issued by Lincoln Life & Annuity Company of New York, Syracuse, NY, and distributed by Lincoln Financial Distributors, Inc., a broker-dealer.
All contract and rider guarantees, including those for optional benefits, fixed subaccount crediting rates, or annuity payout rates, are subject to the claims-paying ability of the issuing insurance company. They are not backed by the broker-dealer or insurance agency from which this annuity is purchased, or any affiliates of those entities other than the issuing company affiliates, and none makes any representations or guarantees regarding the claims-paying ability of the issuer.
There is no additional tax-deferral benefit for an annuity contract purchased in an IRA or other tax-qualified plan.