Guaranteed income, now or later

Income annuities can be a good way to secure life-long cash flow for your clients and help them take control of their retirement income plan. They can provide the income needed to help your clients cover day-to-day expenses in retirement, which leaves more portfolio assets for discretionary spending and legacy goals. We offer flexible solutions to help you meet clients needs. 
 

For income now

Lincoln Insured IncomeSM Advisory single premium immediate annuity (SPIA)

Learn more about income for now (PDF)

For income later

Lincoln Deferred Income SolutionsSM Advisory deferred income annuity (DIA)

Learn more about income for later (PDF)


Options available with Lincoln's Advisory SPIA and DIA:

Calendar

Payment options

Consumers can choose from several payment options, based on one life, two lives or a specific timeframe. They choose the frequency of income payments: monthly, quarterly, semiannual or annual. 

Growing financial wellness

Single life options

With these payment options, Lincoln pays income for life. Several options offer a provision for a certain, guaranteed minimum amount of income to be paid, regardless of the timing of death.

Family

Joint-and-survivor options

With these payment options, Lincoln pays income over two lifetimes. Several options offer a provision for a certain, guaranteed minimum amount of income to be paid, regardless of the timing of the last person's death.

Check

Period certain option

Lincoln pays income for a guaranteed number of payments.