Simplify your Life
Now, you can protect all your clients, faster and with highly competitive rates from a top life insurance company.
Utilizing our innovative paperless process, Lincoln TermAccel® Level Term makes it simple for you to insure younger, middle market clients. And our streamlined Tele-App process for affluent, older clients makes it more convenient and efficient to offer Lincoln LifeElements® Level Term when larger face amounts are needed.
Choose the product that’s right
for your client
Lincoln TermAccel® Level Term —
Lincoln LifeElements® Level Term —
Because life can change quickly, protect them just as fast.
Compare policy details
|Lincoln TermAccel® Level Term||Lincoln LifeElements® Level Term|
|Face Amounts||Minimum: $100,000
Maximum: Subject to underwriting limits
|Term Duration||15/20/30 years||10/15/20/30 years|
|Underwriting||Automated. No paper applications. No attending physician statement (APS) required.
Up to a Table D rating
|Full underwriting. Paper applications allowed.
Up to a Table H rating
|Policy Fee||Payable all years
|Payable all years
|Banding||Band 1: $100,000-$249,999
Band 2: $250,000-$499,999
Band 3: $500,000
|Band 1: $250,000-$499,999
Band 2: $500,000-$999,999
Band 3: $1,000,000 +
Lincoln TermAccel® Level Term and LincXpressSM for Lincoln LifeElements® Level Term is not available in New York. Rates for Lincoln LifeElements® Level Term in New York vary from the national version.