Instinctive decision-making hurts retirement readiness

Research reveals how the increase in instinctive decision-makers can affect retirement outcomes—and how to motivate these participants to take positive actions.

Understand decision-making to motivate behaviors

A recent PLANSPONSOR article highlights findings from the Lincoln Retirement Power® Participant Engagement Study. In particular, it examines the dramatic increase of participants who are instinctive decision-makers. These participants act quickly with little outside input, and many of them don’t monitor their accounts once they make initial decisions. They also recognize that their retirement savings behaviors could be better and that personal meetings are the best way to reach them.

Read the article

For an in-depth look at instinctive decision-making among participants and participant attitudes in general, as well as suggestions on motivating positive behaviors, read the entire PLANSPONSOR article.

Download article