i4LIFE® Advantage

Maximum tax-efficient lifetime income potential with i4LIFE® Advantage GIB (Managed Risk)

i4LIFE® Advantage Guaranteed Income Benefit (GIB) (Managed Risk), a patented living benefit rider available only with Lincoln variable annuities, gives investors:

Maximum lifetime income potential

  • More after-tax income when investing nonqualified money
  • Opportunity for increasing income payments every year when the account value grows greater than 3%
  • Continued access to your account value with control of your investments1
  • Protection for beneficiaries with a dollar-for-dollar Guarantee of Principal death benefit

Investment flexibility

  • Must choose from the Lincoln Risk-Managed Strategies. Maximum of 80% equity in fund options.
  • Choose from individual funds, check the box options, or asset allocation models from leading asset managers
  • Active and passive options are available

If it can be tax efficient, it should be

If you’ve invested after-tax money you can save a portion of your income from taxes to help make the most of your money. Each payment returns a portion of the original investment (or cost basis) with a portion of the gains, reducing the overall tax burden.

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