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Benefit solutions for employees


Accidents happen. When they do, your employees will want this cash benefit to help them cover expenses.

Learn about accident insurance.

Critical illness

Offer the coverage that takes some of the worry out of getting sick by providing a cash benefit when it’s needed most.

Learn about critical illness insurance.


Select from a wide range of customizable plan options, an extensive provider network and robust services that help meet the full scope of employees’ needs.

Learn about dental coverage.


Good vision care can get costly — this full-service eye plan can make the difference.

Learn about vision coverage.

Term life and AD&D

Help your employees protect their families’ financial security in the event of death or serious accidental injury.

Learn more about term life and AD&D.

Short-term disability

It’s not unusual for employees to be out of work for a short time, due to illness, injury or childbirth. Help them keep up with their financial obligations while they recover.

Learn about short-term disability.

Long-term disability

Some injuries and illnesses take longer to recover from. Give your employees the ability to continue to make ends meet until they can return to work.

Learn about long-term disability.

Absence management

Save time, streamline a complex process and reduce risk — when you let us help you comply with FMLA regulations and manage your company’s absence management claims.

Learn about absence management.

Paid family leave and state disability

State-mandated paid family leave coverage provides employees with paid time off to care for a newborn or a sick family member; state disability coverage provides paid time off when employees are unable to work due to their own nonwork-related injury or illness.

Learn more about paid family leave and state disability.

Why employee-paid benefits matter

Combine employer-paid and employee-paid (voluntary) benefits to meet your employees’ needs, without busting your company’s budget. Employee-paid benefits help you:

  • Attract and retain top employees
  • Maintain employee productivity 
  • Manage costs of benefits programs without impacting employee morale
  • Give employees the flexibility to build a benefits package that fills in gaps and meets specific needs

    Gain more insight into why employee-paid benefits matter.