The Lincoln National Life Insurance Company
Lincoln Life & Annuity Company of New York
|Not a deposit||Not FDIC-insured||May go down in value|
|Not insured by any federal government agency|
|Not guaranteed by any bank or savings association|
An accumulation indexed universal life policy (IUL) provides cash value growth opportunities designed to help you increase your wealth. This tax-efficient resource can make it easier to live the life you want today and through retirement.
Business planning strategies using indexed universal life policies (IUL) can provide powerful incentives for attracting, rewarding, and recruiting top talent.
Adding long-term care coverage or chronic illness coverage to a permanent life policy can give you that extra layer of financial protection in case you ever need nursing home or other types of medical services during your later years.
However, when it comes to your health it’s important to plan for the unexpected. And that’s where adding a long-term care coverage rider to a life insurance policy can provide peace of mind.** It also eases the concerns that your family may face for your well-being down the road.
As people live longer and medical expenses continue to rise, long-term care coverage provides an extra layer of financial protection for your future.
1 Department of Health & Human Services, “Long-Term Services and Supports for Older Americans: Risks and Financing,” ASPE Issue Brief, https://aspe.hhs.gov/sites/default/files/pdf/106211/ElderLTCrb-rev.pdf, revised February 2016, page 1.
2 Versta Research, “2017 LTC Marketing and Thought Leadership Research, Findings from Surveys of Advisors and Consumers,” https://newsroom.lfg.com/sites/newsroom.lfg.com/files/doc_library file/2017_Long-Term_Care_Thought_Leadership_Research_Source_Deck.pdf, February 2018.
The many benefits of living benefits: